Emergency Numbers
  Lost or stolen credit card:
  1-800- 442-4757

  Lost or stolen debit card:
  After business hours
  1-800-236-2442

MasterCard® and Visa® Three great plans to choose from! There's one to fit your lifestyle. 25 day grace period No interest due on purchases if balance is paid in full each month No annual fee Worldwide acceptability Use your credit card for hotel reservations, car rental, airfare, shopping, and cash Account information at GoToMyCard.com Sign up for a MasterCard® or Visa® account on line, stop by our office or call for an application today!      Credit Disclosures   Annual Percentage Rate for Purchases Annual Membership Fee Grace Period for Purchases Method of Computing the Balance for Purchases Late Payment Fee Over the LimitFee Cash Advance Fee MasterCard® Elite 7.90% None 25 Days* Average Monthly Balance Including New Purchases* $10.00 None $5.00 MasterCard® Rewards 12.90% None 25 Days* Average Monthly Balance Including New Purchases* $10.00 None $5.00 No Fee MasterCard® and VISA® 13.90% None 25 Days* Average Monthly Balance Including New Purchases* None None None The information described herein is accurate as of January 5, 2010. This information may have changed after that date.To find out what may have changed call, email or write Central City Credit Union. *New purchases will not incur a Finance Charge on the date they are posted to your Account if you have paid the Account in full by the Payment Due Date shown on your previous monthly statement or if there was no Previous Balance. Cash advances incur a Finance Charge from the date they are posted to your Account. We figure the Finance charge on your Account by multiplying the Monthly Periodic Rate by the Average Daily Balance. The Average Daily Balance is determined by taking the beginning balance of your Account each day and then adding in new purchases, cash advances, and balance transfers, and subtracting any payments or credits and any unpaid Finance charges. This gives us the Daily Balance. Then, we add up all the Daily Balances for the billing cycle and divide the total by the number of days in the billing cycle. This gives us the Average Daily Balance. If your periodic rate is computed based on an index, your periodic rate(s) may vary.