Savings Options                      13-Month Certificate Special! Central City Credit Union offers a variety of savings options to meet your financial goals. Each requires a $25 minimum balance to earn dividends, except KidsCount Savings and CU $ucceed Savings. Life Savings Account Deposit or withdraw anytime No monthly fee/No per withdrawal fee Free life insurance is available for most members. Call Central City for details. Open Savings Account/ATM Savings Account Deposit or withdraw anytime No monthly fee/No per withdrawal fee Easy access to funds with your CheckMate card Seasonal Savings Account Deposit anytime No monthly fee Withdraw without penalty during the first ten days of each quarter: January 1-10 July 1-10 April 1-10 October 1-10 Penalty for early withdrawal $2.00 if less than $100 $5.00 if $100 or more Share Premium Account Deposit anytime Minimum balance $2,500 $5 service charge for any month balance drops below minimum Maximum six (6) withdrawals/transfers per month Penalty $10 for each withdrawal/transfer over six in a month Dividend rates declared and paid monthly KidsCount Savings/CU $ucceed Savings For ages 0-18 years Deposit anytime No monthly fee Withdraw without penalty during the first ten days of each quarter: January 1-10 July 1-10 April 1-10 October 1-10 $5.00 minimum balance to earn dividends Penalty for early withdrawal $2.00 if less than $100 $5.00 if $100 or more Dividend rates are declared and paid quarterly. Term Certificates Minimum Deposit Dividends Paid Terms Available $1000 At maturity 3 months $1000 Monthly 6 months $500 Quarterly 12, 18, 24, 30, 36,48 or 60 months $250 Youth Certificate* Monthly 6 months $250 Youth Certificate* Quarterly 12 months Competitive market rates Dividends may be added to your certificate, deposited to your Central City savings account, or mailed to you Automatic renewal for the same term at the current rate Ten day grace period at maturity to make changes without loss of dividend Dividend paid to maturity date if withdrawn within ten days after maturity Substantial penalty for early withdrawal *Youth Certificates available only for 0-18 years of age. Christmas and Vacation Club Accounts Be ready for those special seasonal expenses with a Christmas or Vacation Club Account. Deposit any amount anytime Christmas clubs start on October 1st; funds are paid out on September 30th Vacation clubs start on June 1st; Funds are paid out on May 31st Earn a competitive dividend rate Receive the balance of your account, plus dividends, by check or deposit to another Central City savings account No monthly fee or withdrawal fee No withdrawals allowed during club year Dividend paid annually $25 minimum deposit to earn dividend MatriMoney Account The tasteful way for family and friends to give you cash as a wedding gift. Interest bearing savings account for the future bride and groom $100 initial deposit required 150 gift registry announcements provided to include in wedding invitations Gift card for inclusion in wedding gift card provided to anyone donating to account Account must be opened 90 days prior to wedding Withdrawals made before wedding date will incur a fee Central City Credit Union is federally insured by the National Credit Union Administration.