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LOANS/Effective April 7, 2008
|
Rates
As Low As* |
Monthly Payment
per $1000 Borrowed |
|
Personal Loans with Security - 0-36 Months
|
4.99% APR |
$29.97 |
|
Personal Loans with Security - 48-60 Months
|
5.99% APR |
$19.33 |
|
Personal Loans
|
9.50% APR |
$32.03 |
|
Preferred Pricing Discounts** (Maximum
discount .50%)
|
Deduct From Loan
Rate |
|
Direct Deposit or Net Pay with Autopay to
Loan
|
.25% |
|
Payroll Deduction to Loan
|
.25% |
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25% Down of Secured Loan
|
.25% |
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Credit Card Balance Transfer to CCCU Credit
Card
|
.25% |
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Transfer Mortgage or Consumer Loan
|
.50% |
Savings Secured and Share Certificate Secured loans have maximum term
restrictions.
*Rates determined at time of
application. APR = Annual Percentage Rate. Rates and terms are subject
to change without notice. Rates may be blended for mixed collateral.
Maximum terms are at CCCU discretion. Please read all applicable
disclosures on your loan documents.
**You will receive a .25% reduction in your Annual Percentage
Rate (APR) if you have an automatic payment. If the automatic payment
stops for any reason, your APR may increase to the applicable Annual
Percentage Rate and any increase will result in more payments of
the same amount until what you owe has been repaid.
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