Central City Credit Union - Rates - Real Estate Mortgage Rates

Talk to Angie, April or Sarah in Marshfield.

Talk to Kathy or April in Plover or Christie in Stevens Point.

Real Estate Mortgage Rates

FIRST MORTGAGE - Adjustable Rate - One Year
Amount of Equity Rates as low as* Maximum Term
20% or greater 4.75% APR^a 30 years

FIRST MORTGAGE - Adjustable Rate - Three Year
Amount of Equity Rates as low as* Maximum Term
20% or greater 5.25% APR^b 30 years

IN HOUSE - Fixed Rate - Ten Year
Amount Rates as low as* Maximum Term
80% LTV 4.50% APR^e 10 years

IN HOUSE- Fixed Rate - Fifteen Year

Amount Rates as low as* Maximum Term

80% LTV 5.25% APR^f 15 years

SECOND MORTGAGE
Amount of Equity Rates as low as* Maximum Term
20% 7.00% APR^c 180 months with 36 month balloon
10% 7.50% APR^d 180 months with 36 month balloon

HOME EQUITY LINE OF CREDIT (HELOC)**

Rates as low as* 4%APR

Central City Credit Union also offers 5% down Conventional Fixed Rate and Adjustable Rate mortgages and 100% financed Guaranteed Rural Housing loans. Please contact a Central City loan officer for specific rates and details on these great programs.
This rate equates to:
^a$5.22 per $1000 for 30 years
^b$5.52 per $1000 for 30 years
^c$8.99 per $1000 for 15 years
^d$9.27 per $1000 for 10 years
^e$10.36 per $1000 for 10 years
^f$8.04 per $1000 for 15 years
*Rates determined at time of application. APR = Annual Percentage Rate.
**Estimated closing costs to open plan approximately $85 to $500. Fully indexed APR is Prime plus up to 5.5% dependent on equity position and credit score with a minimum rate of 4.0%APR. Maximum rate is 18%APR or the maximum permitted by law, whichever is less. APR can change quarterly on the 1st day of January, April, July, and October. There is no limit on the amount by which the annual percentage rate can change during any one year period. .
Rates and terms are subject to change without notice. Maximum terms are at CCCU discretion. Please read all applicable disclosures on your loan documents.