| Term(Months) |
Minimum Deposit |
Dividend Rate |
Annual Percentage Yield |
Dividend Paid |
| 3 |
$500 |
.50% |
.50% APY |
At Maturity |
| 6 |
$500 |
1.00% |
1.00% APY |
Monthly |
| 12 |
$500 |
1.35% |
1.36% APY |
Quarterly |
| 18 |
$500 |
1.50% |
1.51% APY |
Quarterly |
| 24 |
$500 |
1.75% |
1.76% APY |
Quarterly |
| 30 |
$500 |
2.00% |
2.01% APY |
Quarterly |
| 36 |
$500 |
2.25% |
2.27% APY |
Quarterly |
| 48 |
$500 |
2.50% |
2.52% APY |
Quarterly |
| 60 |
$500 |
2.75% |
2.78% APY |
Quarterly |
Early withdrawal penalties apply.
| Term(Months) |
Minimum Deposit |
Dividend Rate |
Annual Percentage Yield |
Dividend Paid |
| 3 |
$250 |
.50% |
.50% APY |
At Maturity |
| 6 |
$250 |
1.00% |
1.00% APY |
Monthly |
| 12 |
$250 |
1.35% |
1.36% APY |
Quarterly |
| 18 |
$250 |
1.50% |
1.51% APY |
Quarterly |
| 24 |
$250 |
1.75% |
1.76% APY |
Quarterly |
| 30 |
$250 |
2.00% |
2.01% APY |
Quarterly |
| 36 |
$250 |
2.25% |
2.27% APY |
Quarterly |
| 48 |
$250 |
2.50% |
2.52% APY |
Quarterly |
| 60 |
$250 |
2.75% |
2.78% APY |
Quarterly |
*Certificates available only for 0-18 years of
age. Early withdrawal penalties apply.
Fixed rate IRA
certificates of deposit earn the same rates as regular
certificates listed above, with a minimum deposit of $250.
Variable rate IRA certificates require a minimum of
$100 to open. $50 minimum deposits can be added at any time, but no
previous year contributions are permitted. The rate paid is the same
as life savings dividend rate. Minimum rate is 1%.
| |
Dividend Rate |
Annual Percentage Yield |
| Sharedraft Checking Account (paid monthly)(a) |
0.25% |
0.25% APY |
|
Regular Savings (paid quarterly)(b)
Life Savings
Card Savings
Open Savings
Seasonal Savings*
KidsCount/CUSucceed Savings*
MatriMoney Savings*
Escrow Savings*
Health Savings
IRA Savings
|
0.15%
0.25%
0.25%
0.50%
1.00%
0.25%
0.50%
0.50%
1.00% |
0.15% APY
0.25%APY
0.25% APY
0.50% APY
1.00% APY
0.25%APY
0.50% APY
0.50%APY
1.00%APY |
| Share
Premium Savings - Effective June 1, 2010 |
|
|
Share Premium Savings
(paid monthly)(b)(c)
$25.00 - $1,000.00
$1,000.01 - $10,000.00
$10,000.01 - $25,000.00
$25,000.01 - $50,000.00
$50,000.01 - $100,000.00
$100,000.01 and over
|
0.25%
0.50%
0.85%
1.25%
1.50%
1.75%
|
0.25% APY
0.50% APY
0.85% APY
1.26% APY
1.51% APY
1.76% APY
|
| Money
Market Checking - Effective
June 1, 2010 |
|
|
Money Market Checking (paid monthly)(b)
$25.00 - $1,000.00
$1,000.01 - $10,000.00
$10,000.01 - $25,000.00
$25,000.01 - $50,000.00
$50,000.01 - $100,000.00
$100,000.01 and over
|
0.25%
0.50%
0.75%
1.00%
1.25%
1.50% |
0.25% APY
0.50% APY
0.75% APY
1.00% APY
1.26% APY
1.51% APY |
Club Accounts (paid annually)
Christmas Club* (paid annually)
Vacation Club* (paid annually)
Graduation Club* (paid quarterly) |
0.75%
0.25%
1.00% |
0.75% APY
0.25% APY
1.00%APY |
(a)Dividend Checking and Share Club Checking -
$1000 or more daily balance required to earn dividends (b)
$25 minimum balance required to earn dividends, except KidsCount/CUSucceed
Savings which requires $5 minimum balance to earn dividends.(c)See
Savings Options for details regarding Share Premium Account.
*Early withdrawal
penalties apply.
No dividend is paid if an account is closed prior to
the dividend pay date. All rates are subject to change without
notice at the discretion of Central City Credit Union. Please
contact Central City for verification of current rates.
Central City Credit Union is federally insured by the
National Credit Union Administration.
| 
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